An RRSP (Registered Retirement Savings Plan) is a retirement savings plan that you establish and to which you or your spouse or common-law partner contribute. Deductible RRSP contributions can be used to reduce your tax.

Any income you earn in the RRSP is usually exempt from tax as long as the funds remain in the plan, you generally have to pay tax when you receive payments from the plan.

Retirement savings plans ensure that you have a comfortable retirement while reducing your taxable income.

As an Independent advisors , we offer a flexible registered retirement savings plan (RRSP) that gives you control of your investments and all the advantages associated with this type of plan.

RRSP accounts can be set up with either one or two associated individuals:

• Individual RRSP
• Spousal RRSP
• Group RRSP
• Pooled RRSP

For More information you can contact us and talk to our expert panel of advisers.